Mortgage insurance

Here you’ll find a run-down on NZ mortgage insurance, FAQs, tips, and more. Or, if you're ready you can receive tailored mortgage insurance quotes & advice.

Who would pay your mortgage if you suddenly passed away? Or what if you were unable to work due to sickness or accident?

Do you need mortgage insurance?
A mortgage is a major financial step, and part of this step is making sure that your home is protected even if life throws an unexpected twist (like illness or death) your way. Mortgage insurance is one way to make sure your home stays in your or your family’s hands – and doesn’t go back to the bank.

How do you choose the right mortgage insurance plan?
If getting quality, affordable NZ mortgage insurance is your aim there are some rules to follow (and some traps to avoid). Find out how to choose the right mortgage insurance plan.

News & Articles

• Before you buy

It is often said that "It is better to use your lawyer as the fence at the top of the cliff, rather than as the ambulance at the bottom"... read more »

• Flexi loans - how good are they?

Simply put, a flexi loan (also known as a revolving credit facility) is like a large long-term overdraft but at housing interest rates. It provides two major benefits: significantly reducing your interest costs, and the flexibility provided is unparalleled... read more »